Identity Theft

Helpful Tips

  • Be aware of missed bills which could indicate your account has been taken over.
  • Be cautious of scams requiring you to provide your personal information.
  • Check each your credit bureau free once per year.
  • Ensure websites are secure prior to submitting your credit card number.
  • Monitor your credit statements monthly for any fraudulent activity. " Report unauthorized transactions to your bank or credit card company as soon as possible.
  • Never give your credit card number over the phone unless you make the call.
  • Review a copy of your credit report at least once a year.
  • Shred documents with personal identifying information.

About the Crime

Identity theft occurs when someone appropriates another persons personal information without their knowledge to commit theft or fraud. Identity theft is a vehicle for perpetrating other types of fraud schemes. Typically, the victim is led to believe they are divulging sensitive personal information to a legitimate business, sometimes as a response to an email solicitation to update billing or membership information, or as an application to a fraudulent Internet job posting.

In addition, visit the Federal Trade Commission website for additional information on security and fraud prevention tips.